An insurance agent is the representative for an insurer. He may be an independent agent representing the products of a collection of insurance companies, or he may be a dedicated agent who represents a single company. Some agents specialize in selling certain kinds of policies such as life insurance, or annuities sold to individuals, or various kinds of insurance sold to small businesses or corporations. An agent usually works for an agency.
Increasingly insurance products are being sold over the internet or by advertizing requesting a client call an agent by 800 number. The insurance agent could be an endangered species.